An elderly Green Valley woman, Victoria Totten, was sentenced on Tuesday to 21 months in prison after pleading guilty to Mail Fraud.
According to the Department of Justice, the 72-year-old Totten defrauded many of her elderly clients while working as a licensed insurance agent for years. Totten fraudulently over-collected insurance premium payments by falsely representing the terms of the insurance policies to her clients. Totten falsely claimed that payments should be made in advance to lock in a lower rate. After receiving the funds, instead of transmitting the victims’ premium payments directly to the insurance companies, Totten misused large portions of the victims’ money for her own personal gain and to pay insurance premiums for other clients. To disguise her scheme, Totten used her P.O. box on insurance paperwork so correspondence from insurance companies went to Totten instead of the victims.
As part of Totten’s sentence, the court ordered her to pay $114,781 in restitution.